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Indian consumers are more comfortable paying for electronics and fashion online: Shailesh Paul, VP and Head, Visa Going forward, what technology change or behavioural change you foresee in this digital payment system? Technology advancements and innovation are gradually driving a shift in how consumers pay and how merchants get paid in India. We are very positive that these innovations deliver a better customer experience and much more convenience. Indian merchants and consumers are responding well and we believe that this will drive a deep and long-term change in payments habits from paper to digital payments. Digital payments are becoming more seamless in India. The payments ecosystem – the government and the regulator, banks, networks, payment facilitators and new fin-tech players are all making a positive impact in making digital payments frictionless. Be it through better customer experience or through providing more control in the hands of the consumer. A great example of better customer experience is the emergence of contactless payment technology such as Visa payWave, that reduces friction and increase speed for small, in-store transactions using near field communication (NFC) technology. Another innovation is QR code based payments, such as Bharat QR, which allow a customer to ‘push’ a payment to a merchant using their phone. If we speak about different sectors such as Retail, E-commerce, Government departments or FMCG trades, who is leading in using digital payment mode and what reasons you see there for the lead?

For the original version including any supplementary images or video, visit https://retail.economictimes.indiatimes.com/news/e-commerce/e-tailing/indian-consumers-are-more-comfortable-paying-for-electronics-and-fashion-online-shailesh-paul-vp-and-head-visa/62788170

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